

Payment information is processed securely by Klarna. Just go to the Klarna app or log onto /uk. You can see both past and future payments using the Klarna app. Klarna will take the first payment when you make your purchase, the second payment after 30 days and the final payment 60 days from the day you made your purchase.

Klarna will take your Pay in 3 payments from the debit or credit card you shared when you made your purchase. This means Klarna will look at certain information in your credit report to decide whether to approve your purchase. When you use Pay in 3, Klarna will perform a credit search. For any other information Klarna need to share with you, they'll send this to your email address. If Klarna need to talk to you urgently they'll use the phone number you've shared. If you want to purchase something using Klarna’s Pay in 3, you'll need to share your phone number, email address, current billing address and your credit or debit card details. What do I need to provide when I make a purchase?.In turn, if your application for Pay in 3 is denied, it does not mean it will be denied for future orders. Just because you have been accepted for Pay in 3 before does not mean it will be offered for every order.
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You can improve your chances of being offered Pay in 3 by ensuring you provide your full name, accurate address details and arrange shipping to your registered billing address. Klarna offers Pay in 3 based on a number of factors such as the purchase amount, and previous order history. What does Klarna consider when reviewing my application?.

Every time you use Pay in 3, Klarna will check to see whether you can use Pay in 3 again for each additional purchase. If you see Klarna Pay in 3 when you go to an online checkout then it is available to you.
